spend smart.

grow daily

An all-in-one rewards and investing app that helps you earn cashback and grow wealth effortlessly

No fees. No minimums. 100% Safe & Secure

Bank Grade Security | Instant Withdrawals | Made In India

Trusted Around Globally

Your Money Should Work Harder — Automatically

Ottenn gives every Indian a simple way to earn, save, and invest — without changing how you already live. Just spend, earn rewards, and start building wealth daily.

Earn More

Rewards on every spend

Save Better

Daily micro-savings

Grow Faster

Gold + Mutual Funds in one tap

Our Core Services

Smart Cashback

Every Bill Builds Wealth.

Digital Gold

Buy 24K Gold Starting at ₹1

Mutual Funds

Invest Like a Pro. Start Like a Beginner
Smart Cashback

Every Bill Builds Wealth

Get real cashback every time you shop from groceries to fashion to online apps. No confusing points, only real value.

  • Cashback from 10,000+ merchants
  • Instant reward credit
  • Redeem into wallet, gold, or MF
  • Auto-tracking + smart notifications

How Ottenn Works

Download Ottenn

Sign up using mobile & KYC.

Get started by downloading the Ottenn app and creating your account in minutes. Complete a quick mobile verification and KYC to unlock all features securely. Your data and investments are protected with bank-grade security.

Shop & Earn

Your every transaction can earn rewards.

Shop as you normally do and earn rewards on every eligible transaction. Your everyday spending automatically turns into savings without extra effort. The more you shop, the more value you create for your future.

Auto-Grow

Convert rewards into digital gold or mutual funds instantly.

Ottenn instantly converts your earned rewards into digital gold or mutual funds. Your money starts growing automatically, helping you build wealth effortlessly. You stay in control and can choose where your rewards are invested.

Track Growth

See your savings, gold grams, and MF units grow over time.

Track your savings in real time from one simple dashboard. Watch your total savings, gold grams, and mutual fund units grow over time. Clear insights help you stay motivated and financially confident.

A combination that get's you more

Customer banking rate & monthly payment revenue

Maximize your purchae with unlimited cash

Maximize your purchae with unlimited cash

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Rewards on every spend

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Daily micro-savings

0%

Gold + Mutual Funds in one tap

A Combination that get's you more out of yours

testimonial

what our clients say about us

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Mituel V. Stanton (UI/UX Designer)

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Mituel V. Stanton (UI/UX Designer)

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Mituel V. Stanton (UI/UX Designer)

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Sarah Jenkins (DevOps)

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Robert Fox (Product Manager)

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Jane Doe (Data Scientist)

Call To Action

Your Money’s New Home Starts Here

Take control of your finances with tools designed to fit your lifestyle. Ottenn helps you track spending, set goals, and make smarter money decisions without the stress.

Questions & Answers

Your data is protected with industry-standard encryption and security practices. We never share your financial information with third parties without consent.

No. You can explore features without connecting your bank account. Linking is optional and only required for advanced insights.

Yes, you can permanently delete your account and all associated data anytime from your profile settings.

Yes, you can permanently delete your account and all associated data anytime from your profile settings.

Yes, you can permanently delete your account and all associated data anytime from your profile settings.

Yes, you can permanently delete your account and all associated data anytime from your profile settings.